Surrogate Costs & Compensation (2023)

The average cost of a surrogate is $60,000 to $80,000 USD for a typical U.S. journey; that’s nearly one-third of your total surrogacy budget. Overseas, surrogates are paid almost the same but adjusted for the cost of living. That’s about $15,000 to $17,000 USD on average. Total surrogate pay can be separated into “Base Pay” and “Benefits”.

Surrogate Costs & Compensation (1)

Jump Down this Article:

  • How Much is a Surrogate Paid?
  • Cost of Surrogacy with a Friend
  • Finding an Affordable Surrogate
  • Frequent Questions: Surrogates

Also in The Cost Guide:

  • Planning Your Total Surrogacy Budget
  • Understanding the Costs of Surrogacy
  • Buying Insurance for Your Surrogate

The Cost to Hire a Surrogate

A typical surrogate in the United States makes from $50,000 to $60,000 paid in monthly installments. She also gets paid another $5,000 to $10,000 USD in various benefits. Surrogates with unique qualifications (such as living in California or having previous experience) often receive an additional $10,000 or more.

In comparison a new elementary teacher is paid just $45,000 USD per year, according to Surrogates also demand a lot of extras, including clothes, transportation, lost wages, household expenses, and more.

But aside from financial rewards, many women experience great satisfaction from helping childless couples. That makes being a surrogate a meaningful alternative to other forms of less-skilled or part-time work. While this article reviews your surrogate’s monetary expenses, it’s important to keep in mind the non-financial benefits that she provides and requires!

Cost of a Surrogate in the United States

Surrogates overseas typically earn the same as their U.S. counterparts, but differences in cost of living, costs of medical care, and legal expenses, make surrogate costs much more affordable for Western couples.

A surrogacy agent may tell you that compensation is just $45,000 USD, but you also need to calculate the cost of benefits. Benefits are not optional — some are required by law, and others have become expected expenses. All are required if you want to make a competitive offer to your surrogate (and not have her reject your offer and look for other Intended Parents).
Surrogate Costs & Compensation (2)

What benefits does a Surrogate receive?

The list below is a common benefits package offered to a surrogate. These benefits are not optional in a competitive contract, but the amounts may be negotiated.

  • In addition to her total compensation, surrogates are given money each month to cover the expenses of “being pregnant”. An average monthly allowance is $200 to $300 in the US.
  • Maternity clothes: This is a one-time fee once the surrogate begins “to show” the pregnancy. It’s usually from $500 to $750 in the United States.
  • Start Medication fee: Every time a surrogate start taking medication, she’s entitled to a small fee of about $500 USD. This is justified because she may be asked to start some meds, but then the cycle may be cancelled — and she would have gone through the difficulty of taking the injections and not receive any compensation.
  • Embryo Transfer Fee: Similar to the Start Meds fee (above), the surrogate is also entitled to a small fee every time she undergoes an embryo transfer procedure. This can be $1,000 to $2,000 USD.
  • Travel Expenses: If your surrogate needs to travel more than 50 miles for a clinic appointment, she is entitled to travel expenses. If she needs to stay overnight, expect these expenses to include child care for her children, as well as housekeeping if she’s gone for a few days. This amount will vary depending on your surrogate and where she lives relative to the clinic.
  • Insurance Premiums: It’s unlikely that your surrogate will have insurance that will cover your surrogacy pregnancy. So plan to include about $8,000 to $10,000 in your budget for ObamaCare insurance premiums. If yiou hire your surrogate outside of ObamaCare open enrollment, then the policy premiums could be doubled.
  • NOTE: Even if your surrogate has insurance, most insurance policies will include some co-payment or deductible. The amount you will have to pay depends on the policy. Some policies ask you to pay a co-payment of $25 to $50 for each prenatal visit to your obstetrician. Others have a deductible and won’t pay anything until you have paid at least $5,000 out of your own pocket first.

    To understand your own costs, check out this article about Medical Insurance for your Surrogate in the Surrogacy Cost Guide.

    (Video) A Surrogate's Real Experience with Compensation

  • Bonuses/Gifts: While not mandatory, many parents like to offer a ‘signing bonus’ of $1,500 USD to entice their surrogate to come work with them. This doesn’t necessarily have to be a cash payment — bonuses can take the form of gifts, wellness packages, monthly spa treatments, and other types of gifts that make being pregnant a little easier to endure.

Cost of a Surrogate Abroad

An average surrogate overseas costs about $15,000, which is the equivalent of about $45,000 USD in the United States when adjusted for the local cost of living.

According the United States Consumer Prices Index (Including Rent)…

  • Consumer Prices in Bogota are 63% lower than in Los Angeles
  • Consumer Prices Including Rent in Kiev are 70% lower than those in Los Angeles
  • Rent Prices in Kiev are just 20% of those in Los Angeles
  • Restaurant Prices in Bogota are 73 less than in Los Angeles
  • Groceries Prices in Kiev are 60% lower than in Los Angeles

Similar figures are available for all our overseas destinations, where cost of living is much lower than in the US.

In addition, a surrogate overseas receives a housing stipend, medical care, food, transportation expenses, and other benefits as part of her agreement. When all expenses are included, the overseas surrogate is often equally compensated as her US counterpart.

Make the cost of living comparison yourself, and you can see that finding a surrogate overseas can be an affordable option to start your family abroad, but also often provides a unique opportunity for the surrogate.

The Cost of Surrogacy with a Friend or Family Member

Being a surrogate for a friend or family member is a special act of generosity, but that gift comes with a price tag. Even if you hire a friend to carry your pregnancy, there are still costs you should expect. These are costs that your friend initially may pay out of her own pocket. As the Intended Parent, your obligation is to reimburse her for all of these expenses.

The total cost of being a surrogate depends on the personal situation of your friend or family member. Here’s a summary:

Does your friend’s current medical insurance cover a surrogate pregnancy?

Not all insurance policies cover maternity care, and those that do, often exclude surrogacy pregnancies. If your friend’s insurance will cover a surrogate pregnancy, then you are in good shape.

The typical insurance will cover all of the prenatal care, including office visits, ultrasound exams, and (eventually) the delivery.Complications and non-standard treatments may be extra, usually with a hefty deductible or co-payment.

Most insurance policies will include some co-payment or deductible. The amount you or your surrogate/friend will have to pay depends on the policy. Some policies ask her to pay a co-payment of $25 to $50 for each prenatal visit to her obstetrician. Others have a deductible and won’t pay anything until she has paid at least $5000 out of her own pocket first. To understand the total costs, you should talk with the insurance provider.

(Video) Surrogacy Costs and Surrogate Financial Compensation

Obviously the Intended Parents should pay any deductible or co-payment. In the commercial surrogacy world, it’s common for the Intended Parents to pay for the surrogate’s health insurance premiums while she is pregnant (since they are the ones taking advantage of that service). You should offer to pay the full insurance premiums, but if your friend’s insurance also covers her entire family (and a lot of non-pregnancy treatments) then you may agree to pay a portion of the costs. Even if your friend would pay for the insurance premium anyway, you should still chip in given the effort she are making for your — perhaps to pay just half the insurance premiums.

You also need to find an obstetrician to care for your surrogate/friend during the pregnancy.Maybe her current OBGYN can manage this, or she may refer you to a good obstetrician if she can’t. The chosen obstetrician should have treatment privileges at a local hospital –and that is probably where your friend will deliver the baby. Check with both the doctor and the hospital if they will accept the health insurance. If not, you may need to find another doctor or hospital. There’s a full discussion about the surrogate’s compensation and benefits in the Surrogacy Guide.

What other surrogacy costs will your friend encounter?

Other than the prenatal care and delivery, there are some additional expenses you should be aware of. Most official surrogacy contracts will include these fees as “out of pocket” expenses. They include:

  • Maternity clothes. Yep, none of your friend’s clothes are going to fit after the first trimester of pregnancy. Plan on a whole new wardrobe of comfortable and practical clothes. This is usually about $500 in a typical contract.
  • Medications. This can be $2,000 to $4000 in injections to prepare the surrogate’s uterus for the embryo transfer. After the transfer, there are vitamins and some hormone supplements, which can cost $500 or more.
  • If your friend gets sick during the pregnancy, the doctor may recommend bed rest. That means she may be out several days of salary from her job — which can be a big blow to the family budget. That’s why most surrogacy contracts include payments for Loss of Work. This benefit can cost thousands of dollars depending on your friend’s current wages and how long she is under bedrest.
  • If you friend is married and her husband needs to stay home and look after her, then his lost wages are an additional expense as well. Most surrogacy contracts limit Loss of Wages to just a few weeks of lost work, or alternatively a simple maximum amount to be paid (about $5000 is a typical number).
  • Alternatively, if the doctor recommends bed rest, the Intended Parents can chip in for a weekly housekeeper to do the household chores your surrogate/friend now can’t. Consider a few hundred dollars for that. (And be sure to add daycare or babysitting charges as well).
  • Bed rest can also be prescribed after the delivery as well (especially if the baby arrives via a C-section). Your freind may be unable to work for 2 to 3 weeks if the pregnancy is difficult.
  • Depending on where the obstetrician is, your friend may have significant travel expenses.(The Intended Parents should reimburse for travel expenses for gas and mileage.)

Negotiated fees in the surrogacy agreement

If you’re lucky enough to have a friend as your surrogate, you can discuss these possible costs in a friendly conversation. But the final recommendation is the most important… It’s critical that all these agreements are written down so that there is no confusion or misunderstanding during the pregnancy.

Regardless of the personal relationship between the Surrogate and the Intended Parents, every surrogate should sign a simple Surrogacy Agreement.

The Surrogacy Agreement should make clear what will be your surrogate-friend’s future relationship to the child. She will not be the legal mother, but will the baby know the role she played in its birth? Will she be the “Cool Aunt” or just a friend of the family? Will she get to visit the child regularly? What are the limits? What if the family moves away, can she still come visit?

The Surrogacy Agreement will also manage expectations about the pregnancy itself. Will you insist that your surrogate/friend changes her diet (no more tuna sandwiches or packaged lunch meats!)? Will they object if she travels on an airplane during the final trimester? What if your friend wants to go to Mexico or the Florida Keys where Zika mosquitoes still persist? Will she be comfortable with both parents in the delivery room… with a camera? Will you want your friend to breastfeed (which can be problematic, by the way).

A Surrogacy Agreement is a bit like a prenuptial agreement — nobody thinks it will be necessary, and in most cases it may not be. But if it becomes necessary, it is REALLY necessary! The Agreement forces everyone to put all of their expectations out on the table. It protects against misunderstandings that can devastate a friendship. There are many examples of entire families torn apart over the very emotional topic of a baby. It would be a shame to see such an act of love and generosity have such a painful final result.

It’s always better to be safe than sorry

Finding an Affordable Surrogate

If you don’t want to spend an exorbitant fee to a surrogacy agency, you can look for your own surrogate online. The most popular places are dedicated groups on Facebook and similar social networks. You can find a list of groups just by searching with the keyword “Surrogate”. But manage your expectations– there are far more parents looking for surrogates than vice versa. Be prepared for a long wait, and make special efforts to “sell yourself” to surrogate candidates who are often approached by many parents.

(Video) QUICK LOOK: Surrogacy Costs in the United States

Other strategies include looking locally using traditional advertising methods. One of my clients found a surrogate by posting a flier at the local grocery store.

When looking for a surrogate be careful… Many times women in social groups are available because they don’t meet the minimum criteria needed to be matched by a professional agency. They may live in state that is not “surrogacy-friendly”, or maybe they’ve been rejected by agencies for health issues. You should compare each surrogate candidate that replies to your search against this list of surrogate qualifications.

Freelance Surrogate Recruiters

If you continue to have problems finding a surrogate, but still want to steer clear of an agency, you can hire a surrogate recruiter directly. There are freelance recruiters who support Independent Surrogacy journeys. (As an example, Sensible’s own Indy Baby program includes an independent surrogacy recruiter who can find your surrogate for a modest fee.) Once you find your surrogate, you can work with her directly or hire other freelance service providers to assist with the rest of your journey.

Surrogate recruiters may charge from $6,000 to $10,000 to find a qualified surrogate. In addition, the matching process also includes costs for medical, psychological and legal clearances. Here is a quick summary of the costs for your surrogate.

Frequent Questions about Your Surrogate Costs

How much are Surrogates paid?

Your surrogate will comprise about one-half of your total surrogacy budget. In the US, that’s $50,000 to $60,000 for a typical journey. Overseas, surrogates are paid about $13,000 to $16,000. A surrogate’s total compensation consists of her base pay, benefits and medical insurance expenses.

How much is a Surrogate’s ‘base pay’?

Surrogates earn a pay in the U.S. of about $50,000 to $60,000 for a typical journey, but that figure depends on her specific qualifications. Repeat surrogates (who have previously completed a journey) will ask about $10,000 extra. Surrogates in high-demand areas (like California or New England) often charge up to $13,000 more. Surrogates with their own health insurance will also ask about $5,000 extra. A full detail of your surrogate’s budget is shown in SENSIBLE's Surrogacy Guide.

What are the required benefits for a Surrogate?

All surrogates are entitled to about $10,000 in various benefits. Some are absolutely required while others are nice incentives to help recruit a great candidate. Required benefits include payments whenever she starts fertility treatments or undergoes an invasive procedure. Surrogates will need extra money for maternity clothes and travel expenses. A nice incentive would be wellness sessions or other perks to make pregnancy more manageable. A full list of benefits and costs is available in the SENSIBLE's Surrogacy Guide.

(Video) How Does Compensation for Surrogates Work?

How much will medical insurance cost for your Surrogate?

Most potential surrogates don't have insurance that will include maternity care. For those with insurance, most policies include co-payments and deductibles of $5000 or more. The cost of an insurance policy will add $7,000 to $10,000 to your surrogate’s compensation. Details are available in SENSIBLE's Total Surrogacy Cost Guide.

How can I find a Surrogate without an agency?

You can find your surrogate without an agency and save about $20,000 in Agency Fees. The most popular sources are dedicated groups on Facebook and similar social networks. Freelance surrogate recruiters (like SENSIBLE's) can find a surrogate for a fraction of a surrogacy agency. Contact us for details.

What are the qualifications to be a Surrogate?

It's not easy to become a surrogate. Every surrogate must have had her own successful pregnancy, be financially self-supportive, have a healthy lifestyle, live in a 'surrogacy friendly' jurisdiction, and pass strict medical and psychological evaluations. The complete list is available in SENSIBLE's free Surrogacy Guide.

What does a Surrogate have to do?

Surrogates are required to undergo several medical tests and procedures plus take fertility medications throughout the process. Because their health is so central to a successful journey, it is closely monitored throughout the entire surrogacy process. But there are also psychological evaluations, interviews with the Intended Parents, and complex legal agreements. The complete requirements are available in SENSIBLE's free Surrogacy Guide.

About the authors

  • Surrogate Costs & Compensation (3)
  • Author: William Houghton

    Bill Houghton is the founder of Sensible Surrogacy, author of the Sensible Surrogacy Guide, 2x surrogacy dad, and a dedicated advocate for secure, legal and ethical Gestational Surrogacy. Read Bill's Biography

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(Video) What You Need to Know About Compensation for Surrogacy


Surrogate Costs & Compensation? ›

A typical surrogate in the United States makes from $50,000 to $60,000 paid in monthly installments. She also gets paid another $5,000 to $10,000 USD in various benefits. Surrogates with unique qualifications (such as living in California or having previous experience) often receive an additional $10,000 or more.

How much do surrogates get compensated? ›

Surrogate Compensation

On average, surrogate mothers in CA receive between $45,000 to $60,000 in compensation for their role in helping build a family. However, the base pay doesn't seem to vary significantly between surrogacy agencies in California and cities such as San Diego, Los Angeles and San Francisco.

What is the average first-time surrogate compensation? ›

The average base pay for surrogacy is $45,000 for first-time surrogates, and the money is paid in monthly installments throughout the surrogacy process (usually after a pregnancy is confirmed by a physician).

Do surrogates get paid if they miscarry? ›

Do surrogates get paid if they miscarry? Surrogates are paid as they achieve specific milestones during the surrogacy journey. If you experience an unforeseen event like a miscarriage during your surrogacy journey, you will be compensated up to that point.

What is the highest compensation for a surrogate mother? ›

As a first-time surrogate, you can make up to $72,000 with ConceiveAbilities depending on where you live and your current salary. This includes our $10,000 limited time bonus and more. ConceiveAbilities is the highest paying surrogacy agency and offers the highest compensation package for surrogates.

What disqualifies you from being a surrogate? ›

Possible conditions that could affect your surrogacy are preterm labor, miscarriage, placenta previa and other issues that need medical intervention. You should talk to your doctor about whether your previous pregnancy conditions could disqualify you from surrogacy.

How much do surrogate mothers get paid monthly? ›

A typical surrogate in the United States makes from $50,000 to $60,000 paid in monthly installments. She also gets paid another $5,000 to $10,000 USD in various benefits. Surrogates with unique qualifications (such as living in California or having previous experience) often receive an additional $10,000 or more.

What is the signing bonus for a surrogate? ›

Signing Bonus of $4000

Base range compensation for first time surrogates is $50,000 to $75,000+, depending on experience and location. Additional compensation allowance for health and life insurance, medical procedures, travel, etc., the total compensation for the entire surrogacy can be up to $85,000+.

What is a typical surrogacy contract? ›

The surrogate or gestational carrier generally agrees to reasonable restrictions on her travel, nutrition, and activities, etc., to ensure a healthy and safe pregnancy. She also agrees to cooperate with her medical providers and ensure that the intended parents are recognized and treated as the legal parents.

Will my insurance cover me being a surrogate? ›

The good news is that unless an insurance policy specifically excludes medical expenses related to surrogate pregnancies, the policy should pay for a significant portion of the surrogacy.

Do surrogates pay their own medical bills? ›

In surrogacy, the intended parents will be responsible for all medical bills related to the surrogacy process, including any complications that may arise. As a result, it's essential the surrogacy agreement includes provisions for surrogacy medical coverage.

How much is surrogacy if you use a friend? ›

Using a friend or family member will only reduce the surrogate cost if the woman chooses to not be compensated for the surrogacy. Otherwise, the cost of surrogacy with a friend is similar to the cost of surrogacy with a gestational carrier found for you by an agency and can be between $100,000 and $200,000.

How much is surrogacy in USA? ›

The price of US surrogacy ranges from $110,000 to $170,000 for most families. This cost includes agency fees, surrogate compensation and expenses, legal fees, and medical costs at a fertility clinic. It's also important to think about which US state you want to pursue surrogacy in.

Do surrogates use their own eggs? ›

Surrogate mothers are impregnated through the use of in vitro fertilization (IVF). In this process, doctors create an embryo by fertilizing eggs from the intended mother or an egg donor with sperm from the intended father or a sperm donor.

How many times can you be a surrogate? ›

How many times can you be a surrogate? A: You can be a surrogate as many times as you wish, pending approval from the medical team (although it's rare to see someone do it more than 5 times).

What is the disadvantages of surrogate mother? ›

The potential disadvantages of surrogacy to be considered are: Surrogacy can be physically and emotionally challenging. Surrogacy takes time. Surrogacy involves the normal risks of pregnancy.

What states are not surrogate friendly? ›

There are 3 US states that do not recognize gestational surrogacy, and surrogacy contracts are "illegal" in those states (women who live in Nebraska, Michigan and Louisiana are not able to apply to become surrogates at this time). If you're an intended parent, you can become a parent no matter where you live.

Why does surrogacy cost so much? ›

Medical expenses, compensation, and legal fees are all significant factors that affect the total cost of surrogacy. Many surrogacy processes begin with some form of egg or sperm freezing, then in vitro fertilization (IVF). Some families require multiple rounds before they are successful in conceiving.

What state is best for surrogacy? ›

Surrogacy-friendly states include:
  • California.
  • District of Columbia.
  • New Hampshire.
  • Rhode Island.
  • Washington.
  • New Jersey.
  • Vermont.
  • Nevada.

How much do surrogates make for twins? ›

If your surrogate mother agrees to have more than one embryo transferred and is impregnated with twins, she will receive $5,000 in addition to her base compensation. A successful first-time surrogate can expect to receive a base compensation ranging between $35,000 and $40,000.

Do surrogates get maternity leave? ›

Yes – whether you are a gestational or traditional surrogate, you are entitled to maternity leave under the Family and Medical Leave Act (FMLA). Giving birth as a surrogate is just as emotionally and physically challenging as it is for anyone else, so you'll need time to heal postpartum.

Why do so many celebrities use surrogates? ›

Celebrities use surrogacy for a variety of reasons, including being a same-sex couple, being a single parent, and struggling with infertility. These celebrities have attempted to shatter the hush surrounding surrogacy by sharing their stories, starting a conversation, and being upfront about it.

How can I save money on a surrogate? ›

7 Ideas to Help You Save for Gestational Surrogacy
  1. Talk With a Financial Advisor. ...
  2. Set Up a Designated Savings Account. ...
  3. Explore Grants and Loans. ...
  4. Host a Fundraiser. ...
  5. Look to Your Real Estate. ...
  6. Consider Consulting or Freelance Work. ...
  7. Add to Your HSA or FSA Accounts.
Jun 5, 2020

Do you get a gift for the surrogate? ›

While gifts for surrogate mothers are by no means mandatory, many parents find they enjoy doing so because it's another way to say 'thank you' for all she's doing.

How long does a surrogacy contract take? ›

The surrogacy process takes between 15 to 18 months on average once you are matched, however, any individual journey could take more time, or less time.

Do you have to pay taxes for being a surrogate? ›

There are no current court cases to turn to when determining the best path for a gestational carrier in regards to her compensation payments. Here's the short answer: If you receive a 1099-MISC for your compensation, you must claim income on your taxes.

Does ObamaCare cover surrogacy? ›

Insurance available through ObamaCare (The Affordable Care Act) is required by law to include maternity care, which generally includes surrogacy. These policies cost $600 to $700 a month, depending on the terms.

Do surrogates get paid before or after birth? ›

Your base compensation will be paid in monthly installments after the pregnancy is confirmed. Our surrogates receive competitive base compensation based on their individual circumstances and as negotiated during the contract process, often starting at $38,000 for surrogates with appropriate medical insurance.

How are surrogates compensated? ›

It is paid out in installments (usually after pregnancy is confirmed) and at an agreed-upon rate by both a surrogate and her intended parents. When it comes to surrogate income, its “meaning” is typically interpreted as the compensation paid to a surrogate — no strings attached.

Can my sister be my surrogate? ›

The short answer is yes. Yes, indeed, altruistic surrogates can be siblings, and they're the most common type too. In fact, using a family member is preferable in many cases since there is a close relationship between the surrogate and the intended parents.

Can you use a surrogate just because you want to? ›

Absolutely. Just because you can physically conceive doesn't mean that's the only path to building a family. In fact, many families feel that surrogacy is the best and only way to bring a child into this world. Hopeful families come to surrogacy for a host of different reasons.

What states is paid surrogacy legal? ›

Surrogacy-Friendly States
  • California. Gestational Surrogacy is fully permitted and allowed in California. ...
  • Connecticut. Gestational Surrogacy is fully permitted and allowed in Connecticut. ...
  • District of Columbia. ...
  • Delaware. ...
  • Maine. ...
  • Maryland. ...
  • Nevada. ...
  • New Hampshire.

What is the age limit for surrogacy in USA? ›

The Generally Accepted Surrogate Age Limits

In fact, they set these age requirements based on recommendations from experts at the American Society for Reproductive Medicine: “Carriers must be of legal age and preferably between the ages of 21 and 45 years.

Which country is cheapest for surrogacy? ›

Ukraine. Ukraine Surrogacy is getting famous over the years. Surrogacy in Ukraine is strictly governed by a law that only applies to married heterosexual couples with valid medical reasons for using a surrogate mother. Ukraine is once again the world's secure yet cheapest surrogacy country.

Is your child biological to the mother of the baby was a surrogate? ›

The main difference between a surrogate and a gestational carrier is her relation to the child(ren). During a traditional surrogacy, the surrogate uses her own egg for the conception process. This makes the surrogate the baby's biological mother.

What are the 3 types of surrogacy? ›

There are many forms your surrogacy can take: gestational or traditional, compensated or altruistic, independent or agency-assisted, domestic or international.

What happens if the surrogate decides to keep the baby? ›

If the surrogate decides to keep the baby, by law the intended parents cannot enforce the surrogacy agreement. They can go to the family courts, where the decision of where baby lives would be about the baby's best interests, not based on the surrogacy agreement.

What percentage of surrogates keep the baby? ›

Fertility centers in the US have a surrogacy success rate of about 75% and that number can increase as high as 95% for a birth once the gestational carrier is pregnant.

Why do second time surrogates get paid more? ›

That's right — experienced surrogate compensation rates are typically higher than women who are completing this journey for the first time. When you're a repeat surrogate, you have already proven your ability to safely carry a gestational pregnancy to term.

Are there risks to being a surrogate? ›

While surrogacy is a different way of becoming pregnant, it involves many of the same medical risks as any traditional pregnancy, such as nausea, heartburn, weight gain, swelling and back pain, as well as more serious but rare complications like hypertension or the loss of reproductive organs.

What happens if a surrogate dies in childbirth? ›

Typically, contracts require that the surrogate and her husband, if she has one, accept the risk of her death, and agree to release the Intended Parents (IPs) from liability if she dies. The IPs may have to purchase life insurance for the surrogate, to provide financial protection to her family.

How much do surrogates get paid for twins? ›

If your surrogate mother agrees to have more than one embryo transferred and is impregnated with twins, she will receive $5,000 in addition to her base compensation. A successful first-time surrogate can expect to receive a base compensation ranging between $35,000 and $40,000.

Does a baby share DNA with a surrogate mother? ›

Does a surrogate mother transfer DNA to the baby? Some women worry that, even with an intended mother's or donor's egg, there could be a transfer of DNA. This is a totally natural assumption to make. However, the truth is that there is no transfer of DNA during pregnancy in a gestational surrogacy.

Has a surrogate ever kept the baby? ›

Can The Surrogate Mother Keep The Baby? Overall, the answer to this question is no. In pre-birth states, the surrogate mother is legally required to hand the baby over to the intended parents.

Who owns the baby of a surrogate mother? ›

Gestational Surrogacy - As a gestational surrogate, you would be considered the baby's mother, unless there is a contract involved stating the intended biological parents will be the legal parents of the child.

Why is surrogacy so expensive? ›

Why surrogacy is an expensive procedure? Gestational surrogacy is an expensive procedure because it requires various steps to complete a surrogacy cycle and involve many parties. Each party and each step in the surrogacy process demand compensation for the service provided.

How do couples afford surrogacy? ›

Intended parents commonly rely on loans to help cover the costs of surrogacy. In addition to traditional lines of credit, like home equity loans and credit cards, there are also many organizations that offer financing options specifically for fertility treatments and surrogacy.

What is the age limit to be a surrogate mother? ›

The American Society for Reproductive Medicine recommends that surrogate be between the ages of 21 and 45, with surrogates over 45 being acceptable as long as all parties are “informed about the potential risks of pregnancy with advancing maternal age.”

Is there a weight limit to be a surrogate? ›

Generally, many surrogacy professionals will set BMI requirements for surrogacy between 19 and 32. This range excludes most women who are medically underweight or obese — both dangerous situations in which to carry a child.


1. HOW MUCH MONEY DO SURROGATES MAKE? Vlogmas Day 17 | Harmony
2. Surrogate Compensation: Make Your Money Work For You!
(Surrogacy is)
3. Gestational Surrogacy: Costs, Process, Legal Issues, IVF
(Dr. John Jain - Santa Monica Fertility)
4. Surrogate Compensation | How Much Do Surrogate Mothers Earn?
(Family Tree Surrogacy Center, LLC)
5. The Cost of Surrogacy
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6. Gestational Surrogacy Costs | Carrying Twins
(Hannah O'Reilly)


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